Are remittances a ‘catalyst’ for financial access?
Ambrosius, Christian ;  Universität <Berlin, Freie Universität> / Fachbereich Wirtschaftswissenschaft

Main titleAre remittances a ‘catalyst’ for financial access?
SubtitleEvidence from Mexican household data
AuthorAmbrosius, Christian
InstitutionUniversität <Berlin, Freie Universität> / Fachbereich Wirtschaftswissenschaft
No. of Pages40 S.
Series Discussion paper / School of Business & Economics ; 2012/8 : Economics
KeywordsRemittances; Mexico; Financial Access; Microfinance
Classification (DDC)332 Financial economics
AbstractIn policy discussions, it has frequently been claimed that migrants’ remittances could function as a ‘catalyst’ for financial access among receiving households. This paper provides empirical evidence on this hypothesis from Mexico, a major receiver of remittances worldwide. Using the Mexican Family Life Survey panel (MxFLS) for 2002 and 2005, the results from the fixed effects logit model show that receiving remittances is strongly correlated with the ownership of savings accounts and, to some degree, with the availability of borrowing options. These effects are more important for rural households than for urban households and are more important for microfinance institutions, than for traditional banks.
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FU DepartmentInstitute for Latin American Studies
Other affiliation(s)Internationales Graduiertenkolleg "Zwischen Räumen"
Year of publication2012
Type of documentBook
Terms of use/Rights Nutzungsbedingungen
Created at2012-04-27 : 09:01:41
Last changed2014-01-23 : 04:20:21
Static URLhttp://edocs.fu-berlin.de/docs/receive/FUDOCS_document_000000013525